Job Description

Job Description/Requirements

Important:
Candidates who have worked with the following organizations: Equity Foundation, Musoni and Juhudi Kilimo are encouraged to apply.

Platinum Credit Limited is a credit only Micro-Finance Company licensed in Kenya under the Company’s Act. The company, was founded in 2003 with a mission to provide emergency loans to qualifying men and women in East Africa.

The company is inviting applications for Branch Agri - Finance.

Responsibilities
The job holder is in-charge of the Branch operations and performs the following tasks: –
1.    Plans, supervise and coordinates the operations of the branch;
2.    Guides and advises on credit management and administrative policies;
3.    Responsible for the preparation and implementation of branch plans and budgets;
4.    Appraises, evaluates credit applications for approval.
5.    Coordinates disbursement and monitors project implementation;
6.    Co-ordinates loan recovery measures including foreclosure and advertisement;
7.    Manages the branch credit portfolio;
8.    Undertakes monitoring and evaluation and prepares periodic reports;
9.    Manages branch staff and other resources and advises on use and deployment;
10.    Represents the Corporation at the stakeholders’ forums;
11.    Handles the performance management; supervision and development of staff in the Branch.

Qualifications and experience
1.    Bachelor’s degree in Agri Business Management or a related fields from a recognized university.
2.    Post graduate diploma in Agriculture, Cooperative Management, Banking, Entrepreneurship, Microfinance or equivalent, will be an added advantage.
3.    4 years’ experience in a busy service oriented environment preferably in the Agricultural Sector, Banking Sector or within a development financial Institution.
4.    Sound background in Credit operations and portfolio management.
5.    Be a team player who is able to develop strong relationships with a wide range of stakeholders
6.    Computer literacy is a must

Personal Specifications
1.    Possess/demonstrate project and process management skills
2.    Be a result oriented relationship builder with an exceptional entrepreneurial spirit and capacity to work under pressure without supervision in tough and competitive environment so as to grow a collectable portfolio.
3.    Knowledge of credit processes.
4.    Leadership skills for teams.
5.    Analytical and critical thinker.
6.    Possess excellent organization, mobilization, interpersonal and influencing skills.
7.    Be a team player who is able to develop strong relationships with range of stakeholders and demonstrates ability to influence at multiple levels within the Agricultural Sector.

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