Job Description

Job Vacancy: Credit Officer

Industry: Micro finance

Location: Nairobi, Kenya

Salary: Ksh 20,000 to 40,000 depending on experience and subject to sales.

Job Summary

Our client a leading microfinance organizations in Nairobi is looking to hire a reliable and a qualified candidate to fill in the Credit officer position

Roles and responsibilities

• Meeting with clients interested in taking out a loan and providing them with the necessary information to start the loan application process.


• Collecting the needed financial documentation and assessing the clients’ creditworthiness.


• Calculating and analyzing the risk ratios of clients based on their credit score and financial history.


• Analyze and verify applicant’s financial status, personal and business information to determine feasibility of granting loans.


• Ensure efficient and prompt recovery of loans disbursed and interest accrued.


• Negotiate payment arrangements with customers who have delinquent loans.


• Maintain clear customer records, recording times and dates that contact has been made and noting information that customers have received about the organization’s products.


• Supply the business with reports on customer needs, problems, interests, competitive activities, and potential for new products and services.


• Handle customer complaints and take appropriate action to resolve them.


• Prepare monthly financial statements, reports and records by collecting, analysing and summarizing account information


• Maintain and reconcile bank accounts on regular basis.

Qualifications

• Bachelor’s degree in finance, banking, economics, statistics, business administration, accounting or any other related field.


• More than 2 years in the relationship officer in a MFIs would be the most favorable.


• Must have had experience in a micro finance setup dealing with Logbook loans


• Must be fully aware of the Loan process of a Logbook Loan


• Applicants must be a closer person (able to convince and close a sale)


• Good communication skills


• Good interpersonal skill.


• Able to work well in a team

Interested and qualified candidates to apply through talent@workforceafrica.co.ke on or before 15th October 2022 quoting the job title and the salary expectation on the subject line.

Please note Workforce Africa does not charge candidates for job placement.

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