Junior Credit Analyst Job, Latest Credit Control Kenyan Jobs,

Company Information:

• Lipa Later is a risk-free, point of sale credit option that allows retailers to sell goods and services in affordable monthly installments. Our mission is to be a financial partner that makes living more affordable, thereby enabling people to achieve their dreams.


• To do this, we make use of financial inclusion and data-driven retail networks to increase the purchasing power of the 1-billion+ African consumers.


• The company is growing quickly, and as such, we are looking to recruit and onboard a team of industry leaders with the ambition and capacity to shape a bright future for the continent and determine the next frontiers of the retail and consumer market in Africa.


• This position is based in Nairobi, Kenya.


• Our Impact: Success at Lipa Later means making life more affordable for our clients. Through joining our team, you will not only contribute towards the development of innovative products, but also play a crucial role in helping businesses, and individuals acquire the crucial items necessary to achieve their goals.


• Our Team: By joining our organization, you will have the opportunity to collaborate with, and learn from a diverse team of talented professionals.

Responsibilities will include

Analyze credit information

• Promptly evaluating credit data of both current and potential borrowers to determine the level of creditworthiness.


• Reviewing financial statements of borrowers in order to recommend payment plans.


• Reviewing the Credit history information from Credit Bureaus and making use of that in determining credit decisions.


• Assist in the development of New markets credit scorecards.


• Adjust the different credit scorecard to enable integrations and partnerships.


• Prepare reports and report monthly on the performance of the different credit options/ strategies being used by the organization.

Collaboration with the other departments

• Liaise with the data team responsible for developing machine learning models useful in credit.


• Liaise with the tech department regarding bugs and fixes needed on the centralized platform (the back-end).


• Consulting with the collections departments on incorporating suggestions and necessary changes as observed in customer loan repayment history.


• Execute work in coordination with the telesales team regarding credit related communication.


• Collaboration in coming up with structure and data warehousing essential to the organizational long term goals.

Contribute to the development of credit models

• Revamping and consistently improving the credit scoring logic to establish accurate levels of risk of the customer segments.

Department policies

• Periodically review and update the department’s FAQs and the credit handbook for easy reference by other members.


• Monthly audit of the different credit options (risk profiles)

Who we are looking for:

• Bachelor’s degree in finance, accounting, or other business-related fields.


• One to three years of strong quantitative experience.


• Strong proficiency in MS Office and general computer use.


• Ability to effectively manage competing deadlines for projects in a high-pressure work environment, with varying degrees of supervision.


• Strong attention to detail and ability to notice discrepancies in data.


• Impeccable understanding of financial literacy – statements, ratios, and concepts.


• Strong mathematical and analytical skills.


• Quick learner and eager to explore difficulties.


• Good data manipulation skills.

How to Apply

• If interested, kindly send your CV to careers@lipalater.com with the subject line “Junior Credit Analyst”.


• Deadline: 24th October 2021