Job Description

Microfinance Company Credit Administrator Job vacancy in Kenya 2019

Career Employment Credit AdministratorNairobi Kenya Feb 2019 

Job Title: Credit Administrator

Reports to: Head of Business Development

Supervises: Credit Relationship officers

Background: Karibu Kenya Ventures Ltd (KKVL) is a Non-Deposit Taking Microfinance Company. The company brings to the financial sector fresh thinking and focus giving priority to Micro, Small and Medium Enterprises and salary based innovative financial services with a difference. We are currently expanding our operations and are therefore looking to have a competent and qualified individual fill the above position at our Head Office in Thika.

Job Summary: The position holder will be responsible in ensuring the smooth flow of the credit granting process as per the set KPI’s. S/he will take full ownership of the loan portfolio.

Duties and Responsibilities

The job holder duties and responsibilities are outlined as follows:

• Responsible to oversee and ownership to the Growth of Loan Security Fund.


• Oversee and offer guidance in growing a healthy and sustainable loan book.


• Offer necessary support to ensure that PAR is managed as per the corporate target.


• Ensure Interest and non-funded incomes are free of leakages and wastage.


• Have that internal customer focus on creating awareness, attraction and retention.


• Liaison person with third party service providers/customers that facilitate loan appraisal, processing, perfection and debt collection.


• Ex-official to the management credit committee and the custodian of its charter.


• TAT and uptime is observed in line with customer service charter.


• Observe that all the terms and conditions on loan requests are fulfilled prior to loan sanctioning.


• Ensure that workflow on credit administration is perfected and in line with the manuals.


• Credit documents custodian.

Qualifications

• Undergraduate degree in a business related course.


• Post graduate Diploma in Microfinance, Credit Management or Certified Credit Professional and added advantage.


• Computer proficiency.


• Minimum 3 years’ experience in Banking, Sacco or MFI in a similar or related position.

Desired Qualities

• Solid analytical skills on data and customer behaviour.


• Has a keen eye to detail.


• Aggressive and with good interpersonal and communication skills.

How to Apply

Interested candidates should send a cover letter and a detailed CV, including their current and expected remuneration, desired notice period, names, addresses and phone contacts of three referees not later than 10th March, 2019 to jobs@kkvl.co.ke.

Applications which do not meet the above qualifications will not be considered.

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