The Role

Specifically, the successful jobholder will be required to:

• Review projects in property development suitable for financing bearing in mind the risks and return parameters set by the bank. 


• Monitor progress on project implementation, their financial and operational performance in collaboration with banks’ business and credit risk units.


• Monitoring the financial and operational performance of projects for early identification of potential problems as well as initiating timely remedial actions


• Handle queries from prospective clients and carry out preliminary site visits with business development teams.


• Generate various management reports on the performance of construction loan portfolios as well as maintain project files that relate to customer correspondence.


• Provide guidance on re-packaging construction cases, review the bank’s new applications for funding submitted from the branch network.


• Initiating disbursement memos for review as per the laid down policies and procedures


• Review and feedback on customer satisfaction surveys, respond to customer product complaints, especially during project implementation


• Maintain construction project files, that relate to customer correspondence, work in progress, and general construction correspondence


• Conducting pre-appraisal reviews and communicating the findings to the business originating units


• Review submitted project documentation and advising on its adequacy and completeness


• Review the profiles of the project implementation team that include the qualification of the technical team, registration with relevant bodies, professional indemnity covers, and value of previous works undertaken and give advice on the capability of the appointed team to undertake the proposed project


• Conduct initial technical analysis on projects that includes scrutinizing the Bill of Quantities and the approved plans with a view to advance on the adequacy of the proposed costings in line with the current market cost estimates


• In liaison either the project implementation teams design drawdown schedules tailored to the project implementation


• Holding meetings and site visits with clients and consultants to address issues on proposed construction projects


• Working together with various business units to address issues arising out of the outcome of the supervision at the implementation stage


• Ensure that all risk management requirements within your remit are addressed and where necessary escalated through the available defined channels


• Strict adherence to all regulations, statutes, standards, practices, and all internal processes and procedures as per the relevant manuals and comply with all relevant external legislation and regulations with regard to Compliance requirements.

Skills, Competencies, and Experience

The successful candidate will be required to have the following skills and competencies:

• Bachelor’s degree in Building Economics, Construction Management, Architecture, Engineering or any other relevant training in construction with at least five years working experience in project appraisal preferably in a banking environment


• Proven knowledge in all mortgage finance products, projects, and related business aspects is an added advantage.


• Proactive, assertive, and highly adaptable to change with strong analytical skills and a customer-centric mindset.


• Experience in basics of project management and bank operations